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Personal AccountsThe Baraboo National Bank has designed several personal checking account programs to meet your individual needs. All of our personal checking accounts offer the following features:
- Pulse Card and Visa CheckCard availability
- Wide selection of check designs
- Monthly statements
- Direct deposit and Bank-by-Mail service
- Ready Reserve or Savings Overdraft protection
Basic Checking
This is a non-interest-bearing account with no monthly charge and no minimum balance requirement. Your checks are not returned with your statement and the minimum opening deposit is $50.Regular Checking
A non-interest-bearing account with a minimum daily balance requirement of $350. Checks are returned to you with your monthly statement. A monthly service charge and per check fee is assessed to the account if the balance falls below the required minimum.Now Account
This is an interest-bearing account with interest credited every month. An initial deposit of $500 is required to open the account and a $500 daily deposit balance is needed to waive service charges.* To open an account click here
Business Accounts
We always welcome the opportunity to serve the business community in our area. Our bankers will work with you in setting up the most appropriate services and accessories for your business checking account.Basic Business Checking
This account is non-interest-bearing. An earnings credit of .10% of the month's Average Collected Balance will be applied towards the account's maintenance and check fees. A minimum deposit of $100 is needed to open the account.Business Checking 200
Business Checking 200 is designed for businesses with lower transaction volume and, typically, lower average balances.Analyzed Business Checking
Analyzed Business checking is the account for larger businesses wanting to offset their greater activity with a higher earnings credit.
Our money market accounts are variable rate deposits that require a minimum balance of $2,500 to earn the posted rate and $1000 minimum to avoid maintenance fees. Whether you choose our Pacesetter Money Market or the Premier Money Market, you can be assured that you will be earning some of the best rates around. These accounts have limited check writing and transfer abilities but allow unlimited over-the-counter withdrawals
* To open an account click here Current Rates
