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Business

We welcome the opportunity to serve the business community in our area. Our bankers will work with you in setting up the most appropriate services and accessories for your business checking account.

Business Checking 200

Business Checking 200 is designed for businesses with lower transaction volume and, typically, lower average balances.

  • No minimum balance requirements or monthly maintenance fee
  • First 200 transactions free, $.25 per item over 200 (transactions include deposits of checks or cash and debits such as checks written or transfers)
  • Free Internet banking and E-Statements

 

Basic Business Checking

Basic Business checking perfect for Small to mid-sized business that wants its balance to offset the basic monthly fees. 

  • No minimum balance required
  • A monthly service charge of $3.00
  • Per check or debit paid fee $.20 each
  • Earnings Credit of .10% paid on collected balance to offset monthly fees
  • Free Internet banking and E-Statements

 

Analyzed Business Checking

Analyzed Business checking is the account for larger businesses wanting to use their higher balances offset their greater activity with a higher earnings credit. This also includes cash intensive accounts.

  • No minimum balance required
  • Monthly maintenance fee of $7.50 and account analysis fees
  • Earnings Credit rate set monthly and paid on collected balance to offset monthly fees
  • Combined Analyzed statements for multiple accounts
  • Free Internet banking and E-Statements
  • Balances may also offset Cash Management charges

 

NOW Account

NOW Checking is available for sole proprietors, public funds and not-for-profit businesses allowed to earn interest.

  • Earn interest on account balance
  • A required minimum daily balance of $500.00
  • A monthly maintenance fee of $7.50 and $.12 per check written per month if below required minimum balance
  • Free Internet banking and E-Statements

 

Money Market Accounts

Whether you choose our Pacesetter Money Market or the Premier Money Market, you can be assured that you will be earning some of the best rates around.

  • Money Market accounts have limit of 6 check writing or other debits monthly but allow unlimited over-the-counter withdrawals.
  • $1,000.00 minimum balance required to avoid month fee
  • A monthly service charge of $10.00 and $.12 per check fee is assessed to the account if the balance falls below the required minimum.
  • Interest is paid monthly based upon a tiered balance
  • Free Internet banking and E-Statements

 

Business Savings Accounts

A great place to keep funds for a specific business need and earn interest on your balance.

  • Earn interest on account balance
  • A required minimum daily balance of $100.00
  • A monthly maintenance fee of $3.00 if below required minimum balance
  • Free Internet banking and E-Statements

 

Certificates of Deposit

Earn a higher rate on funds not needed until a later date.  Maximize your return with flexible terms and great rates.

  • Begin your Certificate with as little as $500.00 minimum opening deposit
  • Terms from 91 days to 3 years available
  • Penalty for early withdrawal based upon term
  • Interest may be reinvested or paid out when posted by transfer or check

 

Other Business services include: