Other Account Fees
The following fees apply to all of your accounts with us:

IRS Levy: $50.00
Collection Service Fees: $20.00 per item
Garnishment: $50.00
Wire Transfer - International: $75.00
Wire Transfer - Domestic: $25.00
Incoming Wire: $10.00
Copies of Checks: $1.00

The following fees apply to all of your accounts with us except Certificates of Deposit and Time Deposit Accounts:

Telephone Funds Transfer: $1.00
Statement Copies: $1.00
Deposited Item Returned: $5.00 per item

The following fees apply to Checking, NOW and Money Market Accounts:

Returned Check Fee (When item is NOT paid against account): $25.00
Overdraft Fee (When item is paid against account): $25.00
Stop Payments $25.00

The following fees apply to Checking, NOW and Time Deposit Accounts:

ATM Transactions (Non-Pulse Terminals): $.50
ATM Transactions (non-BNB Terminals): $ .50
ATM Replacement Card: $5.00
ATM Transactions (BNB Terminals): No Charge

The following fees apply to Checking, NOW, Time Deposit and Money Market Accounts:

Account Investigation/Research/Reconciliation Service: $25.00 per hour ($5.00 minimum)
Funds Transfer - BEV: No Charge
Closed Account Fee (When accounts closed within 120 days of opening): $30.00
Dormancy Fee - Per Month (Basic Checking Account only): $3.00

Miscellaneous Fees, Charges and Misc. Services

Fax Service Fee: $5.00 (Including up to 5 pages; each additional page $ .50)

Official Checks
Cashier's Check: $3.00
Certified Checks: $8.00
Personal Money Order: $2.00




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