The Baraboo National Bank understands the need to handle our customers' personal and financial information in an appropriate and confidential manner. The following policy affirms our commitment to our clients and their right to privacy.
Customer Privacy is Important to Us
Customers who have questions about these Privacy Principles or have a question about the privacy of their customer information, should call The Baraboo National Bank at (608) 356-7703 or 1-800-559-0011.
Keeping Your information secure
Keeping your financial information secure is one of our most important responsibilities. We value your trust and handle your information with care. We protect this information according to established security standards and procedures, and we continually assess new technology for protecting information. Our employees are trained to understand and comply with these information principles.
Working to meet your needs through information
We obtain information about our customers from a variety of sources. You provide some of the information to us; we create other information in the course of providing you with products and services. Additional information is also obtained from outside sources, such as credit reports. We gather, use and keep information about you only if we believe it is necessary or useful as part of our relationship with you, will serve your interests, will help us provide you with products and services meeting your needs, or if it is required by law or regulation.
Keeping Information accurate
Keeping your account information accurate and up to date is very important. We have procedures in place for maintaining and updating information about our customers. We also have procedures for timely correction of inaccurate information after we become aware of the inaccuracy. If you ever find that your account information is incomplete, inaccurate or not current please notify us. We will investigate your concerns and correct any inaccuracies as quickly as possible.
Limitations on employee access to information
Employee access to personally identifiable customer information at The Baraboo National Bank is limited to those with a business reason to know such information. Employees are educated on the importance of maintaining the confidentiality of customer information and on these Privacy Principles. Because of the importance of these issues, all employees are responsible for maintaining the confidentiality of customer information and employees who violate these Privacy Principles will be subject to disciplinary measures.
Restrictions on the disclosure of account information
We do not reveal specific information about your accounts or other personally identifiable data to parties outside our bank for their
independent use unless:
1) you request or authorize it;
2) the information is provided to help complete a transaction initiated by you;
3) the information is provided to a reputable credit bureau or similar information reporting agency; or
4) the disclosure otherwise is lawfully permitted or required.
We do not provide account or personal information to any companies for the purpose of independent telemarketing or direct mail marketing of any products or services of those companies. Sometimes it is necessary for us to disclose confidential customer information to third parties assisting us in the operation of our business, such as vendors and service companies we hire to provide services for us or to provide support for one of our products or services to you. We require those third parties to agree to safeguard confidential information about you and to observe all applicable laws and regulations about privacy.
We disclose information when required by law or regulation There are many state and federal laws that require us to disclose
information to various government entities. Some examples of these laws are the Bank Secrecy Act, the Internal Revenue Code, and the Right to Financial Privacy Act. There are many other laws and regulations that require us, and our contractors and service providers, to disclose information. In addition, if you are involved in a legal proceeding, state and federal law provide the parties to the litigation with the right to obtain records and information from us. In all these instances, we will disclose the information whenever required to do so by law, regulation, lawful judicial or administrative process, or court order.